NZ's first debt charity dedicated to reducing debt in New Zealand

Getting into serious debt, or even considering bankruptcy, isn’t part of anyone’s life plan.

One moment your borrowing feels completely manageable, and the next, your world is spinning out of control and that same borrowing is dragging you down.  We understand debt and the stress it brings to life and relationships - but we also know there are solutions.

If your debt levels are a significant problem for you, then a Shipshape or Creditors Proposal might be the best debt solution tools available.

Debtfix has been created as a lifesaver for those who are drowning in debt.

Debt, and the stress it brings, can cause real harm to life and relationships - but we know there are solutions to better manage it and provide relief. We provide debt management advice and solutions for people with varying levels of consumer and/or business debt, and who feel they have no way out.

We’ll take the time to listen and learn, before guiding you through the debt solution that’s right for you.  Our job is to work with you to develop a solution that suits your situation and will be acceptable to the people or organisations you owe money to. 

We’ve helped hundreds of Kiwis fix their debt without resorting to bankruptcy, and by doing so, have enabled them to take back control, not only of their finances, but of their future.

The options can be confusing, so you need an expert who genuinely understands them and can guide you through them, like those in the Debtfix team.